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Nick Hardy

Nick Hardy

Regional Technical Director – Middle East, Charles Taylor Adjusting

Telephone +971 4 358 3963
Mobile+971 (0)50 599 3596

P.O. Box 49476, Dubai, UAE

Office 106
Centro Building opposite Burjuman Centre
D88 Sheikh Khalifa
Bin Zayed Street
Bur Dubai


Construction & Engineering, Contractors All Risks & Erection All Risks, Subsidence, Commercial property, Professional Indemnity, Liability, Building Defects

About This Individual
  • Nick has 35 years’ experience in the Construction & Insurance Industries. He is a Chartered Civil Engineer, having worked in the construction industry on projects throughout the UK with both Contractors & Design Consultants before entering loss adjusting in 1992.
  • Subsequently, he has spent the last 27 years within the insurance industry, working for both several international firms of loss adjusters and for a major insurer. 
  • He is a qualified building and insurance professional with extensive experience and expert knHe joined Charles Taylor Adjusting in 2016, then becoming the manager of the Dubai office from 2017-18, prior to assuming his current role focused on the development and handling of technical and complex construction/ engineering losses throughout the MENA region.
  • He has experience across a wide portfolio of commercial losses, including property, engineering, BI, PI, liability, CAR/EAR and construction lines, having handled losses in the UK, Europe, Middle East and Africa, including UAE, Saudi Arabia, Jordan, Turkey, Iraq, Oman, Qatar and the wider region. 

Professional  Qualifications

  • Chartered Engineer (CEng)
  • Member of the Engineering Council
  • Chartered Full Member of The Institution of Civil Engineers (M.I.C.E)
  • Bachelor of Civil Engineering (Honours)

Notable Assignments

  • Large/complex construction and engineering losses across the MENA region.
  • Major perils damage to Contract Works and commercial property.
  • Construction professional indemnity losses.
  • Operational and building defects claims in UK, Europe and Middle East.
  • Large and complex fire losses in the Middle East and Europe.
  • Various complex commercial subsidence claims.