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Insurance Products for Lloyd's Members

Charles Taylor has a long association with Lloyd’s Members and Lloyd’s Members’ Agents, stretching back to 1990 when The Stop Loss Mutual Insurance Association Limited (a Charles Taylor-managed mutual) commenced trading.  The Stop Loss Mutual offered both Estate Protection cover and Personal Stop Loss cover to Lloyd’s Members until it went into run-off at the end of 2010.  Despite the demise of the Stop Loss Mutual, from 2011 onwards, Charles Taylor continued to offer both products to Lloyd’s Members.

Estate Protection

Estate Protection provides reinsurance cover to Lloyd’s Members with unlimited liability.  In the event of the Name’s death during the policy year, the Estate Protection Policy indemnifies the Name’s Estate against any aggregate net loss less any excess, in respect of the open Syndicates in which the Name participated during the policy year in question, subject to the terms and conditions of the Policy.

Due to external factors, CTSL was unable to offer Estate Protection for 2017, however it is exploring options with a view to offering Estate Protection cover for 2018.

Lloyd's Personal Stop Loss

Lloyd’s Personal Stop Loss protection (“LPSL”) provides stop loss reinsurance (above a predetermined excess point, and up to a fixed limit) to Lloyd’s Members.  Having previously offered its own LPSL product (from 2011 to 2015 inclusive), CTSL is now providing administrative support to the LPSL product currently being offered by HIPCC Limited.  This LPSL product is available (subject to underwriting criteria) to all active Lloyd’s Members, regardless of whether their liability is limited or unlimited.  Members are required to apply for a quote via their Members’ Agent.

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