General Average

General Average is an internationally recognised system of casualty management where intentional losses or expenses are shared and paid for by all those involved in the common maritime adventure.

Our job as General Average Adjusters is to:

  • Identify the General Average situation and advise the parties on all the steps that need to be taken in managing the General Average
  • Organise the process of collection of General Average security from the contributing interests. On a modern container vessel this can mean dealing with thousands of Bills of Lading
  • Prepare the adjustment according to the terms of the relevant contract of affreightment evidenced in the bill of lading or charterparty
  • Collect contributions due under the adjustment.

We also advise owners on special General Average clauses to be included in their Hull & Machinery policies which avoid the necessity of collecting General Average security on smaller casualties.

Our global network deals with the adjustment of General Average worldwide. In particular we have offices in locations such as London, New York, Hong Kong and Tokyo in order to comply with charterparty provisions concerning place of adjustment of General Average.

Key Contacts

Richard Cornah

T: +44 151 235 5554
M: +44 7785 948 830

Oliver Hutchings
Managing Director, Marine

T: +44 203 320 8885
M: +44 791 772 2761

Andrew Slade
Director – Head of Average Adjusting, London

T: +44 20 7398 5354
M: +44 7585 888 454

Amy O'Neill
Managing Director, Liverpool

T: +44 151 235 5557
M: +44 7884 114 178
E: amy.o'

Cory Chow
Managing Director, North Asia

T: +852 5803 4615
M: HK: +852 9266 4409 China: +86 147 14406860

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RHL News and Latest Publications

Commentary on amendments to LOF 2020

The latest amends to the Lloyd's Open Forum (LOF) came into effect from 1 January 2020. We have reviewed the further changes that have been made and consider the impacts these may have on the role of average adjusters when handling claims involving LOF salvage. 

Implications fo the IMO 2020 Sulphur Cap from a hull and machinery claims perspective

On 1 January 2020, the limit for Sulphur in fuel oil used in vessels operating outside designated control areas will be reduced from 3.5% to 0.5% under the IMO 2020 Sulphur Cap. This publication sets out the options available to Shipowners in order to comply with the Sulphur Cap.

An Adjuster's Note On Ballast General Average

This article sets out a brief background to ballast general average situations and comments on some of the different types of ballast GA clauses under major international insurance policies.

An Adjuster's Note On The Supreme Court Decision In The “B Atlantic”

The Supreme Court’s judgement relating to seizure as a result of drug smuggling clarifies the relevant cover under war risk policies and reaffirms the proximate cause doctrine.
In the first instance judgement, noteworthy considerations were also given to the allowance of sue and labour charges after giving notice of abandonment for a constructive total loss.